What to do If I can’t afford conveyancing?

By: Mieke Le Roux – Brits Law Inc.

Published Tuesday, 26 September 2023.


Buying or selling a property is an exciting and significant milestone in life, but it often comes with various associated costs, including conveyancing fees. However, for some individuals, these fees can be a substantial financial burden. If you find yourself in a situation where you can’t afford conveyancing fees, don’t despair. There are several options and strategies you can consider navigating this challenge.

Negotiate fees
Start by contacting conveyancers or attorneys in your area and inquire about their fees. Some may be willing to negotiate or offer flexible payment plans. Explain your financial situation honestly, and see if they can tailor their services to your budget.

Compare quotes
Don’t settle for the first conveyancer you find. Shop around and compare quotes from multiple professionals. This can help you find an option that meets your specific needs.

Government Assistance
Depending on your location and circumstances, there might be government programs or grants available to assist with conveyancing costs, especially for first-time buyers. Research what’s available in your area and check if you qualify.

Seek Legal Aid
In some cases, you may be eligible for legal aid, which provides free or low-cost legal services to individuals with limited financial means. A good idea can be to check with Legal Aid South Africa to see if they can help you with conveyancing.

Delay the Transaction
If your financial situation is extremely tight, you may want to consider postponing your property transaction until you can better afford the conveyancing fees. Rushing into a deal when you’re not financially prepared can lead to greater financial stress down the road.

Alternative Financing Options
Investigate potential loans or financing options that can cover your conveyancing fees. Be sure to understand the terms, interest rates, and repayment schedules before committing to any financial arrangement. You can even contact Pro Bono legal organisations to see if they can assist you.

Remember that purchasing or selling a property is a significant investment, so taking the time to address your financial concerns is an essential step towards a successful transaction.

At Brits Law, we offer comprehensive conveyancing services at recommended rates. Transferring property without hassle is what we do.